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Eligibility Questionnaire
Eligibility Questionnaire
We're not currently accepting homeownership applications. Please check back for the next round of applications.
Are you a legal resident of the U.S.?
*
Yes
No
Have you lived or worked within our Service Area (Silverton/Mt. Angel/Woodburn/Gervais/Hubbard/Molalla/Canby) for one or more years?
*
Yes
No
Do you have proof of work history and income for the past 2 years?
*
This can be shown in pay stubs or the previous year’s tax return.
Yes
No
Have you had a bankruptcy, a foreclosure or major repossessions in the past 2 years?
*
Yes
No
Do you fit within the current income guidelines for your family size?
*
Each year the Income Guidelines are revised (based on Housing and Urban Development research) and we use a range of 40-70% of the county median annual income. Click here to check if your household income is within these guidelines.
Yes
No
Is your short term debt-to-income ratio below 15%? If not sure, use this DTI Calculator Tool to estimate your debt-to-income ratio.
*
Your DTI ratio is your personal monthly budget and how much can be safely dedicated to home-related expenses. Monthly debt includes medical/dental, school loans repayments (even deferred school loans), child support/alimony payments, car payments, loans, past due accounts. Does not include rent, or home insurance.
Yes
No
Do you have a credit score of 620 and above?
*
Yes
No
Do you have any liens or collections?
*
Yes
No
Math question
*
4 + 6 =
Check eligibility